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No matter what kind of vehicle you’re in the market for, we have the right loan for you.  Our vehicle loan rates are hard to beat.

Vehicle Loans
Model Year % Financed Max. Length Months Weeks
2008 (*) 100 Six Years 72 312
2008 Used 90 Six Years 72 312
2007 Used 80 Five Years 60 260
2006 75 Four Years 48 208
2005 75 Four Years 48 208
2004 75 Three Years 36 156
2003 75 Three Years 36 156
2002 75 Two Years 24 104
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  • Make sure you research the vehicle before you buy, click here to check with Kelly Blue Book

New Auto or Motorcycle

Up to 100% of the Lower Cost, Sticker or Sales Price, Plus sales tax with a limit of $50,000.00. (*)Any Auto/Cycle less than one year old with less than 1,000 miles shall be considered a new car with a limit of $50,000.00, through the first two months of the next calendar year.

Used Auto or Motorcycle

  • Models one year old up to 80% of Book value with a limit of $40,000.00.
  • Models of Two to Six years old up to 75% of Book value with a limit of $40,000.00.

Recreational Vehicles

We now finance New/Used Recreational Vehicles (RV,s). Maximum length of loan is 10 years. We will finance up to 80% of the lower cost, sticker or sales price for a New RV up to $50,000. For Used RV's we will finance up to 75% of the book value up to $40,000.00.

If AUTO/CYCLE/RV is used, a copy of the title is required (no salvaged or reconstructed vehicles/cycles will be financed.)

Items Needed to apply for an Automobile, Motorcycle or Recreational Vehicle Loan.

  1. Purchase and Sales Agreement
  2. Copy of Window Sticker (only if it's a new Auto/Motorcycle/RV)
  3. Current Pay Stub.

Items Needed When Automobile or Motorcycle Loan Application Is Returned

  1. Insurance Binder: Notice of Coverage.
  2. Photo Copy of Application for Title listing as lien Holder The: City of Boston Credit Union #1204 City Hall - Room 242 Boston, MA 02201-1032 (Called the RMV-1 Form)
  3. Copy of Bank Check made payable to the Registry of Motor Vehicles for sales tax, or Our completed "Dealer Sale Titling Procedures" form signed by the dealer.
  4. If applicable, a copy of Bank Check for the difference of the cost of the car and what the Credit Union will finance.
  5. If a used vehicle/cycle, copy of certificate of title to show vehicle/cyce is not a salvage or reconstructed vehicle.