An account for those 18 and under or 65 and over

A natural person 18 years of age or under or 65 years of age or older is eligible to receive one demand deposit (NOW/Checking) account and one regular savings account with the following special features:

  • No minimum balance requirement*
  • No monthly service charge
  • No fees for deposits or withdrawals
  • Access to free Online Banking & Bill Pay**
  • Get Paid Early with direct deposit
  • No fee for the initial order or subsequent refills of the basic line of checks, contact us to order your checks
  • Reduced uncollected funds and insufficient funds fees

You must contact us to notify us of your eligibility.

*For credit union membership, a $5 deposit relationship is required.
** Must be 18 years or older to enroll in Bill Pay

Click here for our 18/65 Disclosure Notice