Go Green at Home & on the Road

At City of Boston Credit Union we are committed to a sustainable future, and to improving the economic and environmental well-being of our Members and the communities we serve. That's why we offer special deals for our Members in honor of that commitment to build a resilient future today, tomorrow, and thereafter.

Energy-Efficient Home Improvements

Save today and for years to come. Make your home energy-efficient!

Green Home Equity Loan — up to $250,000* for up to 20 years on energy-efficient projects like:

• Solar panels
• HVAC systems, windows, and lighting
• Insulation, weatherproofing, air sealing, and ductwork
• Electric vehicle at-home charging stations
• And much more — just ask!

View current rates

Mass Save® HEAT Loan — up to $25,000** and interest-free financing for energy-efficient home upgrades at 0% APR for up to seven years, including:

• HVAC and solar hot water systems
• ENERGY STAR-qualified windows
• Insulation and weatherization

Get started today. Check out what Mass Save® has to offer by visiting masssave.com or call 866-527-7283 to schedule a Home Energy Assessment.

Apply for a Mass Save® HEAT Loan online or at any CBCU branch location.

NMLS #403469
*All loans are subject to credit approval. All loan programs, annual percentage rates, terms and conditions are subject to change without notice. Combined Loan to Value (CLTV) ratio of your first mortgage and equity loan may not exceed 80%. Maximum loan amount not to exceed $250,000. Available for 1-4 family primary residences. Property and flood insurance may be required. Other restrictions may apply. Interest may be tax deductible (consult your tax advisor). Must be eligible for City of Boston Credit Union membership to apply. Subject to Credit and Underwriting approval.
**Subject to credit approval. Some restrictions may apply.

Electric & Hybrid Vehicle Loans

In the market for an energy-efficient vehicle? Get pre-approved financing before you head to the dealership and save big.

• Receive a .25% APR discount on up to $100,000 for new electric or hybrid vehicle purchases and up to $75,000 for used.
• Option to include the cost of an electric vehicle charging station.
• Qualified borrowers can add tax, title, warranty, and insurance costs.
• CBCU also offers cost-effective extended warranties †† and guaranteed asset protection (GAP) ††† insurance coverage, to protect against totaled or stolen vehicles deemed a total loss.

Apply online or in-person today!

View current rates

†A.P.R. = Annual Percentage Rate. Rate determination is based on member’s current credit rating, term and down payment. All loans subject to credit approval. Promotion applies to new and used electric and hybrid vehicle models only, take an additional .25% APR off posted rates. Other rates and terms available. Terms and conditions subject to change without notice. A.P.R.s are accurate as of the date of printing and subject to change without notice. Qualified borrowers can also add on vehicle charging station cost and installation, tax, title, warranty or GAP (Guaranteed Asset Protection) insurance coverage costs into their financing, not to exceed 110% of vehicle cost. Some makes and models do not qualify for tax, title, warranty or Guaranteed Asset Protection insurance. Other guidelines may apply. New vehicles must have 5,000 miles or less. Used vehicles maximum mileage of 90,000 miles. Must be eligible for City of Boston Credit Union membership to apply
††Extended Vehicle Warranties are a purchase option offered through Route 66.
†††Guaranteed Asset Protection (GAP) Insurance Coverage is a purchase option offered through Allied Solutions.

Electric Bicycle Loans

City of Boston Credit Union is committed to supporting alternative transportation methods including electric bicycles.

Features Incude:

  • Rates as low as 6.99% APR+
  • Borrow up to $5,000
  • Terms up to 18 months

Apply online or in-person today!

+A.P.R. = Annual Percentage Rate. Must be eligible for City of Boston Credit Union membership to apply. Loan available for new electric bicycle purchases only. Checks will be made payable directly to bicycle vendor. Loan approval subject to City of Boston Credit Union lending criteria. Maximum loan amount equals $5,000.00. Monthly payment equals $58.68 per thousand borrowed for maxi-mum 18 month term and based on the 6.99% Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions subject to change without notice.