Loan Specials

City of Boston Credit Union prides itself for listening to the needs of our members and has introduced many Special Loan options based on those needs.

Emergency Loan

This loan is available to current and new City of Boston Credit Union members who are in need of financial relief due to the government order for business closings. Click here for more information

Uniform and Equipment Loan

City of Boston Credit Union's Uniform and Equipment Loan offers members an option to assist with uniform and equipment purchases required by their employer.  The maximum loan amount is $5,000, with a maximum repayment term of 12 months. For current rate and guidelines please click here.  Click here to apply

Holiday Loan

Our Holiday Loan is a very popular product among our members, with a specific application period beginning in early Fall and continues until after the holidays. The maximum loan amount is $5,000, with a maximum repayment term of 12 months.   Click here to apply

Back to School Loan

Our Back to School Loan will help students of all ages get back to class with all the supplies they need! The maximum loan amount is $5,000, with a maximum repayment term of 12 months. One year's current/consistent work experience is required to apply. Click here to apply

Vacation Loans

Pack your bags!  City of Boston Credit Union's vacation loan can help with the expenses of that much needed vacation.  The maximum loan amount is $5,000, with a maximum repayment term of 12 months. One year's current/consistent work experience is required to apply.  Click here to apply

Contact the Credit Union for further information regarding terms and conditions for the above loan products.

Skip-A-Pay Program - Covid-19

City of Boston Credit Union is offering members experiencing a financial hardship due to the Covid-19 pandemic the choice to skip one, two or three months of payments.  If you have more than one of the eligible loan types listed below you may choose to skip all of your payments or just one. The Skip-A-Payment option is permitted once every 12 month period for each loan product you have with the Credit Union.

The following loan types qualify for the Skip-A-Payment Program:

  • Personal Loans
  • New/Used Auto Loans
  • New/Used Motorcycle Loans
  • New/Used Recreational Vehicle Loans
  • Share Secured Loans
  • Tuition Loans
  • Home Improvement Loans
  • Visa® Credit Card
  • Holiday Loans
  • Vacation Loans
  • Back to School Loans
  • Energy Loans
  • Mass Save HEAT Loans
  • Uniform Loans

It's easy to Skip-A-Payment, download and complete this form for each eligible loan you would like to skip.  Return form(s) by email to James Carden at jcarden@cityofbostoncu.com, to any branch location or mail to City of Boston Credit Union, City Hall Plaza, Room 242, Boston, MA 02201.

Skip-A-Pay Program - Regular

City of Boston Credit Union's Skip-A-Payment Program offers members that are current on all of their Credit Union loans the option to elect to skip one month's payment at anytime during the year.  If you have more than one of the eligible loan types listed below you may choose to skip all of your payments or just one.  The Skip-A-Payment option is permitted once every 12 month period for each loan product you have with the Credit Union.

The following loan types qualify for the Skip-A-Payment Program:

  • Personal Loans
  • New/Used Auto Loans
  • New/Used Motorcycle Loans
  • New/Used Recreational Vehicle Loans
  • Share Secured Loans
  • Tuition Loans
  • Home Improvement Loans
  • Visa® Credit Card
  • Holiday Loans
  • Vacation Loans
  • Back to School Loans
  • Energy Loans
  • Mass Save HEAT Loans
  • Uniform Loans


It's easy to Skip-A-Payment, download and complete this form for each eligible loan you would like to skip.  Return form(s) by email to James Carden at jcarden@cityofbostoncu.com, to any branch location or mail to City of Boston Credit Union, City Hall Plaza, Room 242, Boston, MA 02201.