2023 Free Webinars

Our partners at BALANCE Financial Fitness are offering monthly financial wellness webinars, completely FREE to our Members and community members. At any time you are also able to access the variety of resources and tools for financial wellness by visiting here.

January - Basics of Personal Finance

January 10 10:30 AM PST/1:30 PM EST or January 19 5:30 PM PST/8:30 EST
From managing daily expenses to investing for retirement, this session helps participants set personal
finance goals, learn the basics of smart money management, and build a solid financial foundation for
the future.

February - Using Credit Cards Wisely

February 14 10:30 AM PST/1:30 PM EST or February 23 5:30 PM PST/8:30 EST
A credit card can be a valuable financial tool. However, before racking up big charges on multiple
cards, participants should learn smart ways to handle their credit cards and take a disciplined

March - Understanding Credit

March 14 10:30 AM PST/1:30 PM EST or March 23 5:30 PM PST/8:30 EST
Credit: Many want it but how do you get it? This session covers all aspects of becoming an educated
credit consumer, including how lenders evaluate for credit approval, factors that impact credit
qualification, how credit scoring works, and ways money management today impacts credit
standing tomorrow

April - Raising a Money Smart Kid

April 11 10:30 AM PST/1:30 PM EST or April 20 5:30 PM PST/8:30 EST
Earning money, spending and saving are important lessons children learn very early on in life. This
session will help guide parents on effective ways to educate children about financial responsibility
that can last a lifetime.

May - Financially Savvy Seniors

May 9 10:30 AM PST/1:30 PM EST or May 18 5:30 PM PST/8:30 EST
Retirement can be a great time for seniors if they are prepared financially. Attendees will learn
about specific retirement concerns such as managing money, Medicare, Social Security, improving
cash flow, insurance, investing, estate planning, and more.

June - Becoming a Homeowner

June 13 10:30 AM PST/1:30 PM EST or June 23 5:30 PM PST/8:30 EST
Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home
buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit
reports, debt-to-income ratios, and the mortgage lending process.

July - Drive Away Happy: Car Buying Decisions

July 11 10:30 AM PST/1:30 PM EST or June 20 5:30 PM PST/8:30 EST
Getting a car can be overwhelming and stressful with all the decisions to make: new or used; buy or lease;
zero percent financing or rebate (not to mention what color to pick). Participants will learn tips and tricks to
have the best car shopping experience possible, while also making wise financing decisions.

August - Safeguarding Kids’ Identity & Online Privacy

August 8 10:30 AM PST/1:30 PM EST or August 17 5:30 PM PST/8:30 EST
Today’s youth generation is tech-savvy and connected Online. However, parents still play an important role in
helping them avoid Online hazards such as identity theft, privacy and cyder-bullying. This workshop covers
important issues including Online privacy tips, managing computer settings, smartphone apps, and positive
Online behavior.

September - Psychology of Spending

September 12 10:30 AM PST/1:30 PM EST or September 21 5:30 PM PST/8:30 EST
We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and
spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart
money decisions. This session will teach strategies and tactics to decode personality types to gain control over

October - Federal vs Private Student Loans

October 10 10:30 AM PST/1:30 PM EST or October 19 5:30 PM PST/8:30 EST
This workshop explains key differences between federal and private student loans, and compares eligibility,
interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their

November - Breezing Through the Holidays

November 7 10:30 AM PST/1:30 PM EST or November 16 5:30 PM PST/8:30 EST
It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt
and overspending. Learn budgeting strategies and tactics to avoid year-end credit card crunch and future debt

December - Identity Theft Solutions

December 5 10:30 AM PST/1:30 PM EST or December 14 5:30 PM PST/8:30 EST
Identity theft is becoming more common and sophisticated than ever. Session participants will learn the
methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to
take should identity theft occur