Provided that your place-of-employment offers Direct Deposit, you may have your paycheck (less taxes and other deductions) automatically transmitted to your City of Boston Credit Union Account. The Direct Deposit program is an easy way to make sure your pay is deposited into your account promptly, hassle-free.

The Direct Deposit Program may also be used for Social Security and other benefit/pension checks. This is in light of the January 1999 federal law that requires all individuals receiving US Government checks to start having their payments directly deposited. However, City of Boston Credit Union's Direct Deposit program is not mandatory.

Although Direct Deposit of federal payments is strictly voluntary, it remains the best payment method in terms of security and convenience. Contact us today to get your Direct Deposit started!

As an added bonus, members with Direct Deposit of their payroll check into a City of Boston Credit Union Checking account receive free ATM withdrawals at all CBCU ATMs and surcharge-free SUM Program ATMs. ATMs owned by institutions not on the SUM Program may impose their own surcharge. 

Find Surcharge-Free ATMs

To Change or Initiate Direct Deposit

Contact your PAYROLL DEPARTMENT to get their direct deposit form. Some employer forms are available at the Credit Union. For the routing and transit number, use 211080822 followed by your member number. Include the account name where funds will be deposited into. For example, choose to deposit to main share savings (123456-01), share draft/Now checking (123456-40), or Money Market (123456-45) then write the account name next to your choice.

City of Boston Credit Union's Routing Number is 211080822.

For more information please call Member Service at (617) 635-4545.

Payroll Deduction

Payroll Deduction is a great way to save and pay your Credit Union loan payments. You can set up to have a portion of your check go directly towards your loan payments.

Payroll Deduction Form